Planning retirement starts with understanding your income requirements. A gui calculator that allows you to alter calculations without retyping them and storecopy results easily. Your retirement outcome will be affected by many things including the amount of contributions you make, fees, investment returns and regulatory. The default assumptions in this calculator are based on treasurys longterm retirement income models. The sfn is issued to trustee of a superfund, but is used for. To demonstrate how fees and costs can apply to your super, the following fee comparison table highlights how hostplus lowcost indexed balanced option stacks up against similar low and nocost indexed options currently offered by three other major super funds. As of 17 april 2020, these calculators will use a single set of assumptions.
Find information, download fact sheets, forms and brochures for super, pension and more with hostplus. The balanced option is the funds default investment option, whilst choice members may also select from. Find out how much the retirement lifestyle you want. The hostplus product disclosure statement pds contains all of the information you need to get the most from your super. Existing users need to provide their member number and password to access the site. If your application is approved, we will send you an email containinig the details and steps for making your super contributions quickly and easily using quicksuper. You should not include any income other than salary. Existing users who have forgotten their password can request to have their password reset. Savings calculator and super balance tools hostpluss sandy wilson discusses 5 ways women can turn their super around. Download any of our forms to help you get more from your super.
Super professionals can use this calculator to determine the crystallised segment of the tax free component of a. The superstream system was initiated as a result of the australian federal governments stronger super. We assume your account balance will receive all income and outgoings midyear, apart from government cocontributions which we assume are received at the end of the year. Check with your fund to find out what options are available to you. Superbcalc a free software tape calculator written in java.
Limited hostplus abn 79 008 634 704 afsl 244392, rse licence no. Pension income calculator if you are over 50, looking to retire within the next five years and have a good idea of what your super balance will be at retirement, this calculator allows you to project how much annual income you may have in retirement. We know that there is a strong relationship between fundlevel returns and optionlevel returns, with hostplus performance at the fundlevel being substantially replicated at the optionlevel. This calculator projects accumulation super only and is not suitable for defined benefit members. How much more could you save for retirement if you gave up a few small items each week. See how your super is tracking today and consider your plans before you stop work. It add as many functions of this kind as possible to suit your common requests. Having all your super in one fund can help it grow faster and saves you multiple administration fees. Hostplus is an industry super fund with strong past performance returns and low fees.
Super funds that are regulated by the australian prudential regulation authority can be identified by their super fund number. To make things easier weve provided an online insurance calculator, at no. Hostplus was the winner of the 2020 best new innovation award for hostplus selfmanaged invest and was nominated as a finalist for the 2020 career fund of the year and the 2020 mysuper of the year awards, as well as the 2020 net benefit award. Discover smart super solutions for consolidating your accounts to boost your investment returns. Super calculator 8 sports a colorful layout that organizes the buttons. Your current super balance and annual salary information.
Please note that the levels of cover and premiums for death, tpd and salary continuance insurance may be subject to change from time to time. Hover on the super balance graph for your projected balance at age 110. Usi number stands for unique superannuation identifier number. Industry super australia calculator transition to retirement ttr calculator. Whether youre dreaming big or happy with something in the middle, planning for your retirement is a straightforward task. Super with hostplus gives you access to low fees, competitive performance and a host of free tools.
The calculator by default present under windows is certainly efficient for. Nov 22, 2014 download super calculator an application used to perform complex mathematical calculations, involving almost any type of expression and formulae from every scientific field. Hostplus is the industry superannuation fund for employees in hospitality, tourism, recreation and sport. Super investment management pty limited abn 86 079 706 657, afsl 240004, a wholly owned subsidiary company of rest, manages some of the funds investments. Illustrates the effect of variable factors such as superannuation contributions, investment returns and retirement income have on how much super you may have at retirement and how long it may last you. Review the top performers in some of the key comparison metrics for superannuation funds. Our calculators are designed to help you explore your options when it comes to planning for retirement, and boosting your super. This calculator will help show you what your super balance might be when you retire and the results might surprise you. L0000093 as trustee of the hostplus superannuation fund abn 68 657 495 890 rse no. This calculator estimates what youll retire on when the time. The nine sections provide full details about all our products and services and are designed to accompany the product disclosure statement pds.
Read the faqs and download our pds to learn more about hostplus products and. Hostplus insurance cover is provided by metlife insurance limited abn 75 004 274 882 afsl 238096 insurer and the trustee of. Take the uncertainty out of your superannuation savings with our superannuation calculator. It can show you ways to boost your super or maximise your income while working parttime. Enter the salary you receive before tax is deducted and excluding superannuation contributions. Tax it is assumed that you have provided your tax file number to your superannuation fund and that, consequently the usual concessional tax rate of 15% tax is deducted from employer contributions including beforetax salary sacrifice contributions. Begin with a conversation with a hostplus financial planner. Once youve decided on your preferred superannuation fund, head to that providers website, where you should be able to fill in an online application or download the appropriate forms. The super withdrawal option that you choose may affect the amount of tax you pay and the amount of money you have for your retirement. The more you can put into your super today, the more comfortable your retirement will be tomorrow. Hostplus insurance cover is provided by metlife insurance limited abn 75 004 274 882 afsl 238096 insurer and the trustee of hostplus owns this policy. Moving all your super into one account might help you save on fees and make managing your super easier.
Date calculator allows calculating the number of days, weeks, months or. Our interactive calculators can help you work out how youre tracking for retirement, how much super and insurance you might need, and how small lifestyle changes can help you save more for your future. Total and permanent disablement tpd cover pays a lump sum amount to you if you become permanently disabled and. This calculator is designed to help you see what percentage of your current salary you may need in retirement and how small lifestyle changes. Youll need your tax file number assuming you dont want to be charged a higher tax rate, your contact details and your employers details if you. Hostplus is the national superannuation fund for the hospitality, tourism, recreation and sport industries. Being a hostplus member gives you access to the free digital member card.
Download super calculator an application used to perform complex mathematical calculations, involving almost any type of expression and formulae from every scientific field. To make things easier weve provided an online insurance calculator, at no additional cost to you. Retirement income calculator qsuper superannuation fund. Nov 30, 2015 download supercalc carry out mathematical calculations, like addition, subtraction, and division, and change the looks of the calculator with the aid of different skins and colors. Taking into account things like your lifestyle, your age, your financial situation and your health, the insurance calculator. That means multiple administration fees on these accounts.
Superannuation projection calculator retirement projector. You can use standard operators and many functions like sin, cos, tan, asin, acos, atan, abs, sqrt, log, ln and math constants. The statewide super insurance needs calculator will help you estimate how much insurance you might need. You can receive your super as a super income stream, super lump sum or a combination of both. Better still, this fee has remained unchanged since 2004. About hostplus forms and resources contact us member benefits careers newsroom faqs insurance calculator feedback. Experiment with different scenarios and inputs to see how you could grow your funds for retirement. In general, whatever industry youre in, your employer is required to pay 9. R054 hostplus does not recommend, endorse or accept responsibility for this service.
Super and retirement calculator see how much super you could have to spend in retirement and explore different ways to help boost your super balance. Superbcalc is a tape calculator software also called financial calculator, desk calculator or adding machine written in java. This tool lets you see how personally contributing a small percentage of your income into your super now, can boost your balance at retirement. This calculator is super powerful and easy to use scientific calculator with interactive graphical display. Download this app from microsoft store for windows 10, windows 8. Enter your personal details, desired retirement age, current income and superannuation details, and well estimate how much your superannuation fund will be worth at your desired retirement age. Download supercalc carry out mathematical calculations, like addition, subtraction, and division, and change the looks of the calculator with the aid of different skins and colors. Hostplus is the national industry super fund for australias hospitality, tourism, recreation and sport. This calculator does not allow for personal taxdeductible super contributions. Such as trigonometry, statistics, convert, logical and string functions. Were proud to support those who make australia such a fantastic place to live and visit. This calculator generates information illustrating how early additional contributions to your superannuation could make a difference to your balance at retirement.
Doing calculations with superbcalc is as easy as with your classic tape calculator, but with more advanced features. Math expression renderer, plots, unit converter, equation solver, complex numbers, calculation history. Access our product disclosure statements, guides, factsheets, annual reports and other qsuper publications. Insurance in your super the information in this document forms part of the hostplus executive product disclosure statement 1 april 2020.
The information in this document forms part of the hostplus superannuation fund and hostplus personal super plan product disclosure statement 1 december 2019. Superannuation benefit components calculator the calculator will take 2 to 3 minutes to complete. Once youve submitted your application, we will contact you within 5 days. Matrix calculator pro is a tool designed to handle complex mathematical. The premiums used in this calculator are based on current premium rates and the information supplied. If youve misplaced a form or just want to find out more about our services, you can download and print any of our forms and brochures here. You can also view the expenses of typical australian retirees. Super professionals can use this calculator to determine the crystallised segment of the tax free component of a superannuation interest. This tool lets you plan your future retirement expenses by category. Hostplus is run to benefit members, so there are no commissions paid to financial advisers and no dividends are paid to shareholders. Super withdrawal options australian taxation office. Join hostplus today download your digital member card. Hostplus superannuation funds usi number is hos0100au. Hostplus ceo david elia said this was an outstanding result for the industry super sector.
Read the faqs and download our pds to learn more about hostplus products and services. Use this calculator to help you estimate how much money you may need and. This calculator is for people who want to ease into retirement using ttr. Apart from this, rest does not have any relationships or associations with any related body corporate or product issuer that might reasonably be expected to be capable of influencing. If your calculated super balance exceeds beyond this age, the your projection area will show that your super runs out at age 110. Our income account won money magazines best balanced pension product for 2020. Superannuation calculator plan your superannuation. Its a good way to get a sense if youre on track for the retirement you want. See how your super is tracking today and how much the retirement lifestyle you want could cost. Superannuation projection calculator industry super. Select weekly, monthly or yearly premium frequency.
Learn more about our fees and costs for super accounts and choice income accounts. The calculator itself can handle basic division, multiplication, addition, and subtraction. The hostplus member centre and hostplus online join tool herein referred to as the member online tool or tool are internet based superannuation registration and administration facilities provided by hostplus pty. The superstream system was initiated as a result of the australian federal governments stronger super policy reforms. See how your regular super contribution is calculated. Super calculator 8 also gives you the ability to save and print any calculations so you can use them going forward. Solve advanced problems in physics, mathematics and engineering. It was introduced as part of the superstream initiative, which was introduced in 2014, july. Our more app complements our popular member magazine.
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